RateSignal.ai - The Refi Revolution Has Already Started. Don't Get Left Behind.
The Refi Revolution Has Already Started.
Don't Get Left Behind.

🏆 What United Wholesale Mortgage Just Proved...

In May 2025, UWM CEO Mat Ishbia unveiled Mia — an AI voice assistant that automatically calls homeowners when mortgage rates drop enough to make refinancing worthwhile.

400,000+

Outbound calls made by Mia

40%

Answer rate (vs. 10-15% expected)

14,000+

Refinance loans closed in 6 months

3.5%

Conversion rate (vs. 1% industry avg)

Those numbers helped UWM lock $4.8 billion in a single day — all powered by one simple concept:
Call homeowners automatically when rates drop enough to make financial sense.

Now YOU Can Do the Same

Without a billion-dollar budget.

RateSignal.ai gives independent loan officers and branches the same advantage UWM's million-dollar AI does — in a simple, affordable, plug-and-play system.

You don't need engineers, data scientists, or a call center.

Just set your client list, define your savings thresholds, and RateSignal handles the rest.

See Pricing & Get Started →

How It Works

1

Your Clients Opt In

They enter their current rate, loan balance, and savings threshold. Takes 60 seconds.

2

We Monitor Rates Daily

Our system checks market rates every morning against your client database.

3

AI Calls When It Makes Sense

The moment a client hits their savings threshold, our AI voice assistant calls instantly.

4

Hot Leads in Your Inbox

Get instant notifications with client details, savings estimate, and call recording.

"Hi Sarah, this is the RateSignal for John Smith at Summit Lending. Looks like rates just dropped to where you could save about $320 a month. Would you like me to send you John's calendar link, or should I have him call you?"

Why This Works So Well

The Problem:

  • 97% of clients loved working with their loan officer
  • Only 10% remember who they are when ready to refinance
  • Your competition is already using AI to reach YOUR past clients

The Solution:

  • Automated outreach at the perfect moment
  • TCPA-compliant (clients opt-in with consent)
  • Stay top-of-mind without lifting a finger

The Proven Results:

  • UWM achieved 3.5% conversion rate
  • 40% answer rate (4x industry average)
  • One closing pays for 3+ years of service

Simple, Transparent Pricing

Plan Monthly Annual Client Capacity Best For
Starter $129/mo $1,188/yr
($99/mo)
Up to 250 Solo loan officers testing the system
Professional ⭐ $199/mo $2,148/yr
($179/mo)
Up to 1,000 Established LOs with existing database
Team $399/mo $4,188/yr
($349/mo)
Up to 2,500 Small brokerages with multiple LOs
Enterprise Custom Pricing Unlimited Large brokerages, custom integrations

Pay Only for Answered Calls

$2 per connected call across all plans

No answer? No charge.

What's Included (All Plans):

  • Unlimited rate monitoring
  • AI voice calling with natural conversation
  • Real-time email & text notifications
  • Call transcripts and recordings
  • Basic webhook integration
  • TCPA-compliant opt-in system
  • Cancel anytime, no contracts

Optional Add-Ons:

Native CRM Integration
(Salesforce, HubSpot, etc.)
$99/mo
White-Label Branding $199/mo
Custom Voice Training $499 one-time

Get Started in 3 Steps

Step 1:

Choose your plan and activate your account

Step 2:

Upload your client list or add our Rate Watch widget to your website

Step 3:

Watch the qualified refinance leads roll in

No setup fees. No long-term contracts. Cancel anytime.

Who's Using This?

"I closed 4 refinances in the first month. RateSignal paid for itself 10x over."

— Michael T., Independent LO, Denver CO

"My clients love getting notified automatically. It positions me as the tech-forward option."

— Jennifer R., Broker/Owner, Austin TX

"Finally, something that actually follows up with my past clients while I focus on new deals."

— David K., Senior Loan Officer, Phoenix AZ

Frequently Asked Questions

Q: Is this compliant with TCPA regulations?

A: Yes. Clients opt-in with full consent and can opt-out anytime. Every call follows federal guidelines.

Q: What if my clients don't want AI calling them?

A: They control when and how often they're contacted during opt-in. Plus, 97% of consumers are now comfortable with AI for service-related calls.

Q: How is this different from buying leads?

A: These aren't cold leads — they're YOUR past clients who already know and trust you. You're just staying top-of-mind.

Q: What if rates don't drop this year?

A: The system keeps you connected with quarterly check-ins regardless. Plus, rates ARE projected to decline through 2026.

Q: Can I use my own phone number?

A: Yes! You can use a dedicated number that shows your name/business on caller ID.

⚠️ The Window Is Closing

Right now, only a handful of loan officers are using AI to reconnect with past clients.

But UWM, Rocket, and other major lenders are scaling fast. Soon, every homeowner will be getting these calls — the question is who will they remember?

Your clients. Your deals. Your commission.

Don't let your competition automate their way to YOUR refinances.

Ready to Activate RateSignal?

Start your 14-day free trial today

Start Free 14-Day Trial →

No credit card required. Full access to all features. Cancel anytime.

Questions? Email us at [email protected] or schedule a 15-minute demo.

© 2025 RateSignal.ai. All rights reserved.

RateSignal.ai is an independent service and is not affiliated with United Wholesale Mortgage or any specific lender. All loan officers maintain their existing lender relationships.